Insurance Fraud

Our investigators work with insurance companies and Third Party Administrators across Minnesota to help defeat suspicious insurance claims, from conducting background investigations and skip trace investigations, to running social media investigations and performing Physical Surveillance in some of the most complicated areas of northern Minnesota. From conducting recorded statements to AOE/COE (Arising Out of Employment / Course of Employment) investigations, we’re here to help you meet your goals.

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Workers compensation fraud occurs when a claimant, employer, or health care provider knowingly lie in order to gain an advantage, savings, money, or other benefits. While many people believe that workers compensation fraud solely consists of employees lying about or exaggerating their injuries, workers compensation fraud can involve both employers and employees.

What Techniques Do Investigators Use to Uncover Workers Compensation Fraud?

  • Surveillance - Investigators may use audio, video, and other types of surveillance to determine whether an individual worker is as injured as they claim.

  • Interviews and research - Workers compensation investigators may interview colleagues, friends, family, and other individuals to learn whether there is an issue of fraud and, if so, how great.

  • Background checks and records research - An investigation into worker's compensation fraud may include checking medical records, employment records, and other records. Private investigators may also run background checks to see whether a worker has filed numerous compensation claims in the past or if the company has a history of misclassifying employees.

  • Evidence gathering - Workers compensation investigators can gather evidence if they uncover workers compensation insurance fraud. This can help employers and businesses prosecute fraud and cut off workers compensation claims that are not legitimate.

Workers compensation claims are intended for the benefit of employees who get injured while on the job. The compensation pays for lost wages, medical expenses, and other expenses while the employee recovers from the injury. Recently there has been an increase in worker compensation claims and many of them are considered to be fraud or illegitimate. Since worker compensation claims are hardly disapproved by the employer, it has become an easy way to use fraudulent compensation claims for personal profit.

True North Investigations can help you by attempting to verify the validity of the claim. We can do this through surveillance, background checks, interviews, history searches and analysis.

 

True North will provide you with a written report and photos at the conclusion of each Investigation.